Most closings handled by Blue Ribbon Title are held at one of our branch offices located in Jupiter and Wellington. If the buyers or sellers are unable to come to one of our offices, the closing can be held at any location convenient to the parties. Blue Ribbon Title can also conduct your closing in your home, at your business, or at almost any other location

If you are unable to attend the closing, Blue Ribbon Title can make arrangements to send all of the papers to you by courier. Many times, Blue Ribbon Title conducts closings for people who are outside of Florida. All of the papers will be sent with detailed instructions on how to complete each document. After you sign all of the papers, you can send them back to Blue Ribbon Title in the return envelope that we provide.

All borrowers, buyers and sellers need to bring some form of picture identification. A driver’s license or passport is fine. For a buyer, it’s always a good idea to bring another form of identification as well, such as a Social Security card.

Most closings are held during regular business hours of 9:00 a.m. to 5:00 p.m., Monday through Friday. We realize that people work and are sometimes unable to attend a closing during those hours. Blue Ribbon Title offers closings at night or on weekends.

For most people, a real estate closing is the biggest financial transaction of their lives. Title insurance is assurance that you will be the owner of the property you purchase. Title insurance protects you from any claims made against your ownership after you buy the property.

No. Title insurance provides coverage for an unlimited period of time for one payment. Unlike homeowners insurance or automobile insurance, title insurance does not have to be renewed every year.

When you purchased your property, you received an “owner’s” title insurance policy. An owner’s policy protects you from claims against your ownership. The lender received a “lender’s” policy. A lender’s policy protects the lender from title claims against your property. When you refinance, the new lender will require a new lender’s title insurance policy to protect the lender’s interest in your property. The new lender’s title insurance policy will provide title insurance protection to the lender in the amount of your new loan. The owner’s title insurance policy you received when you bought your property will remain in effect.

By law, title to property can be affected by various common events. For example, if a property owner dies, files bankruptcy, owes taxes, loses a lawsuit, gets a loan, violates building code provisions, commits a crime, gets married, gets divorced or becomes mentally incapacitated, title to that person’s property might become impaired. To determine whether any problems exist, a title search is conducted. The title examiner will review all documents recorded on the public records that might relate to the property. If the documents disclose a title defect, the professionals at Blue Ribbon Title, relying on their vast experience, take further action to resolve the issue. The closing will be scheduled after all title problems have been cleared.

As an attorney-owned and attorney-operated title company, Blue Ribbon Title customers benefit from extensive legal experience of its president, Paige Coles, and network of equestrian and commercial real estate partners.  Blue Ribbon Title prides itself on its excellent reputation for outstanding customer service. For any buyer, seller, lender or real estate agent, there’s no other than choice than Blue Ribbon Title.